Understand the billCompare the subscription you need.
An entry price is only useful after you match the features, capacity and access in your actual routine. Amounts vary by billing term, currency and taxes; check the linked official plans for current totals.
ChatGPT: budget for the workflow, not just chat access
Start with the current individual or workspace plan, then check access to your intended tools. OpenAI documents shared usage between Work and Codex, with additional credits available on eligible plans. Image generation has its own availability and consumption boundaries. API billing is separate. A month of short caption edits and a month of research plus visual production may use the allowance differently.
Claude: distinguish Free artifacts from paid extras
Free can be useful for a first drafting evaluation, but it does not include every workflow in this guide. Research requires a paid plan; artifact templates are paid beta features; Free custom connectors are limited to one. Check the plan and capabilities your actual process needs, then evaluate your representative workload within its usage limits.